Ok, here we go. Today has been a bit of a stinker; i realised my phone bill was to be debited from my account on the 12/10/09. however, there was not enough money in there for the direct debit to be collected, therefore i have been charged 20 boys! i wouldn't mind but this is the second time this has happened. WHEN WILL I LEARN! i endeavour to avoid the same situation next month.
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